Duly-registered and duly-licensed representatives offer securities through Equitable Advisors, LLC (NY, NY 212-314-4600), member FINRA, SIPC (Equitable Financial Advisors in MI & TN), offer investment advisory products and services through Equitable Advisors, LLC, an SEC-registered investment advisor, and offer annuity and insurance products through Equitable Network, LLC(Equitable Network Insurance Agency of California, LLC; Equitable Network Insurance Agency of Utah, LLC; Equitable Network of Puerto Rico, Inc.). Representatives may transact business, which includes offering products and services and/or responding to inquiries, only in state(s) in which they are properly registered and/or licensed. Kelly Fay, Regional Vice President, 1290 Funds, and a registered representative of Equitable Distributors, LLC, 8501 IBM Drive, Charlotte, NC 28262, is a co-sponsor of this event. Event expenses are shared among Wolfgang Hilse and Kelly Fay. This information is for educational purposes only and should not be construed as legal or tax advice. Attendees should consult their own attorney and tax professional regarding their individual circumstances. Equitable Advisors, LLC and its affiliates do not provide legal or tax advice. The speakers and presenters appearing at this seminar are solely responsible for the content of their presentations and may not necessarily represent the opinions of Equitable Advisors, LLC and its affiliates. Neither Equitable Advisors, LLC nor any of its representatives are in the business of giving tax or legal advice. Attendees should consult with their own professional advisors to determine the appropriateness of any course of action. Camry Fielders is solely responsible for the content of her presentation, which is not in any way endorsed by, and does not necessarily represent the opinions, recommendations, or advice of Equitable Advisors or any of its associates, employees, or affiliates. She is not affiliated with or endorsed by Equitable Advi